Active vs Passive Income Strategies Unveiled in Our Free Webinar on 12-3-25

Choosing the right income strategy can shape your financial future. Many people wonder whether active or passive income suits their goals best. To help you decide, we invite you to join our free webinar on December 3, 2025. This session will explore the differences between active and passive income, highlight their benefits and challenges, and offer practical advice for owners, investors, brokers, and anyone interested in growing their wealth. CPAs can earn 1 hour of CPE credit by attending, while others are welcome without CE credits.

What Is Active Income?

Active income comes from work you perform directly. This includes salaries, wages, commissions, and fees for services. You trade your time and effort for money. For example:

• A real estate broker earns commissions by closing deals.

• A consultant charges hourly fees for advice.

• A business owner works daily to manage operations and generate sales.

  
  

Active income requires ongoing involvement. If you stop working, the income usually stops. This model suits people who prefer control and immediate returns but can limit scalability.

What Is Passive Income?

Passive income comes from investments or ventures that require little to no daily effort after the initial setup. Examples include:

• Rental income from properties.

• Dividends from stocks.

• Royalties from creative work.

• Earnings from automated online businesses.

  
  

Passive income can build wealth over time with less active management. However, it often requires upfront investment, patience, and risk tolerance.

Comparing Active and Passive Income

| Aspect | Active Income | Passive Income |

|----------------------|-------------------------------------|-------------------------------------|

| Effort | Requires continuous work | Requires initial effort, then minimal|

| Time | Time-for-money exchange | Income generated independently of time|

| Risk | Lower financial risk, higher time risk| Higher financial risk, lower time risk|

| Scalability | Limited by personal capacity | Potentially unlimited with systems |

| Income stability | Generally stable if employed | Can fluctuate based on market or tenants|

Understanding these differences helps you choose or combine strategies that fit your lifestyle and goals.

Why Attend the Webinar?

Our free webinar on December 3, 2025, offers a clear, practical look at active and passive income. You will learn:

• How to identify which income strategy fits your situation.

• Ways to transition from active to passive income streams.

• Real-life examples from experts who have succeeded with both.

• Tax considerations and financial planning tips.

• How CPAs can earn 1 hour of CPE credit by participating.

  
  

The session welcomes owners, investors, brokers, and anyone curious about income strategies. No CE credits are offered for non-CPAs, but the knowledge gained is valuable for all.

Practical Examples of Income Strategies

Active Income Example: Real Estate Broker

A broker earns commissions by closing property sales. This requires networking, client meetings, and market knowledge. The broker’s income depends on deals closed, so the work is hands-on and ongoing.

Passive Income Example: Rental Property Owner

An investor buys a rental property and hires a property manager. After setup, the owner collects monthly rent with minimal daily involvement. The income depends on tenant occupancy and property maintenance but requires less active work.

Combining Both: Small Business Owner with Automated Sales

A business owner runs a store but also sets up an online platform that sells products automatically. The owner actively manages the store but earns passive income from online sales.

Tips to Build Passive Income

• Start with a clear plan and budget.

• Research investment options carefully.

• Automate processes where possible.

• Monitor performance regularly.

• Be patient; passive income often grows over time.

  
  

What to Expect in the Webinar Format

The webinar will last one hour and include:

• Expert presentations.

• Q&A session with John MacFarland.

• Practical worksheets and resources.

• Opportunities to network with peers.

  
  

You can email questions in advance to john.macfarland@CSSIServices.com.